1-888-279-1500 Career Center Employee Dashboard Contact
Becker & Company Logo
  • Home
  • Services
  • Work With Us
  • About Us
  • Find an Investigator
  • Assignment Request
    • Home
    • Services
    • Work With Us
    • About Us
    • Find an Investigator
    • Career Center
    • Certifications
    • Education & Training
    • Contact
    Assignment Request

    SIU Services

    Our Special Investigations Unit (SIU) provides comprehensive investigative services in support of all types of insurance claims, with a primary focus on property and casualty losses.

    As a national private investigation firm, we partner with carriers, TPAs, and claims professionals to deliver fast, objective, and defensible results. Our SIU conducts a wide range of investigative activities including scene and locus investigations, statements, photographic and video documentation, wellness checks, and the secure collection of records and supporting documents. Each investigation is managed with an emphasis on professionalism, efficiency, and clear communication, ensuring rapid turnaround times and well-organized, court-ready reports that support informed claim decisions and withstand regulatory or litigation scrutiny.

    Triage Services

    • Claims Triage Program Management: Workflow design, scoring models, initial review within 24–48 hrs, indicator assessment within 5 days, documentation, referral decision points.
    • Referral Procedures: Internal SIU referrals via standardized forms; external referrals to state fraud divisions when fraud confirmed.
    • Post-Referral Investigation Support: Evidence gathering, interviews, analysis, resolution recommendations.
    • Training on Triage: New hire (2–3 hrs) + annual refresh (1 hr); delivered via modules, workshops, simulations.
    • Monitoring & KPIs: Referral rates, fraud savings, turnaround times; quarterly audits & annual guideline updates.

    Reporting Services

    • Annual Fraud Reporting: Summarizes investigations, trends, outcomes, financial impact; required by March 31 in states like CA, FL, NJ.
    • Suspicious Claims Reporting: Timely reporting (e.g., 30 days in NJ) using state forms (OIFP/BFD-1, BFD-2).
    • Notification Reporting: Alerts authorities when evidence is insufficient.
    • Specialized Reporting (NICB): Motor vehicle theft/salvage reporting per state regs.
    • Record Retention & Reporting: Maintain records for 5 years; performance reporting via forms.
    • Impact Rating System: 1–4 scale for investigation outcomes (e.g., surveillance confirms fraud = 4).

    Compliance Services

    • Anti-Fraud Plan Development & Submission: Customized plans for state DOIs; includes training, protocols, reporting.
    • State-Specific SIU Establishment: Dedicated SIU staff per regulations (e.g., N.J.A.C. 11:16-6).
    • Regulatory Tracking & Updates: Monitor statute changes; annual plan reviews.
    • Compliance Oversight & Audits: Internal audits; prep for state exams; manage penalties.
    • Fraud Detection & Procedures Manual: Annual updates; includes statutory references & disclosure rules.
    • Cooperation with Authorities: Evidence sharing, testimony, collaboration with OIFP, FBI, prosecutors.

    Continuing Education (CE) Program

    • Purpose: Enhance fraud detection and compliance knowledge for clients and staff.
    • Delivery: Online modules, webinars, and in-person workshops.
    • Topics: Fraud indicators, regulatory updates, SIU best practices, ethics.
    • Accreditation: State-approved CE credits for adjusters and investigators.
    • Schedule: Quarterly sessions with annual refreshers.
    • Tracking: Certificates issued and compliance logs maintained.

    Open Records

    We obtain any and all open records requested by the client that are available to the public, including but not limited to police reports, 911 calls, investigative materials from various agencies, scene photos, dash/body camera footage, autopsies and toxicology reports.

    Residency Check

    Make contact with the resident at the provided address to verify that they live there and verify their contact information , speak with neighbors by conducting a neighborhood canvass.

    Activity Check

    Discreet - no contact with claimant/resident of the provided address. Conduct a neighborhood canvass to determine if they know of the subject and activity level. Obtain video if any activity is observed.

    Alive and Well

    Schedule a visit with the claimant or claimant’s attorney, complete questionnaire, obtain photo of claimant, house and neighborhood.

    Widow Check

    Schedule a visit with the widow receiving death benefits for deceased spouse by contacting the widow or widow’s attorney, obtain signed widow affidavit, complete questionnaire, obtain photo of widow, house and neighborhood.

    Medical Canvass

    Contacting medical facilities within a radius of their address to confirm/locate places of treatment and ability to uncover pre-existing conditions, unreported medical treatment, identify where the subject has been treated before, and potentially uncover incidents of attempted fraud. Through default, we contact hospitals, urgent cares, and pharmacies. If you would like additional facilities, such as radiology or orthopedics, please specify in your assignment request.

    Medical Canvass and Record Retainment

    A signed medical authorization from the subject is required. If you are in need of a signed medical authorization, our SIU team can contact the subject to obtain a signature.

    Dependent Check

    Meet with guardian of dependents receiving death benefits from deceased parent, schedule with guardian or attorney, verify dependent’s age/ grade, obtain dependent’s class schedule or proof of enrollment, complete questionnaire, obtain photo of dependent with guardian’s permission.

    Recorded Statement

    Obtain a recorded statement from insured, claimant, 3rd party, witness, etc. Can be done in-person or over the phone/zoom. Statements can be summarized or transcribed.

    Scene Canvass

    Canvass a loss location for any witnesses to the accident by approaching all surrounding residences and businesses to inquire. Obtain statements from any located witnesses.

    Scene Canvass for Video

    Canvass a loss location for any surveillance video of the accident by visiting all surrounding locations with exterior cameras to inquire. Obtain a copy of the footage if located.

    Accident Scene Photos / Diagram

    Using police report, visit exact loss location. Obtain photos from the vantage point of each driver. Provide/photograph type of roadway, speed limit signs, construction in the area, lighting, traffic lights, etc. Conduct light sequencing upon request by obtaining video of traffic lights full cycle from all four cardinal direction.

    Document Signatures

    Obtain subject’s signature on supplemental agreements, serve subpoenas, affidavits (notarize), and medical authorizations.

    Trial/Mediation

    Attend proceedings and provide detailed notes and attendance. We do not participate in negotiations.

    Investigation

    Theft, Property Damage, Worker’s comp, slip and fall, injury by obtaining statements from claimants, employers, and witnesses, scene photos and measurements, surveillance video and police documents/incident reports.

    Tag Checks

    In person visit to the DMV to obtain registration and insurance information.

    Surveillance

    Surveillance is the monitoring of an individual’s daily activities to obtain video evidence that is both impactful and difficult to refute. The activities recorded can prove an individual to be working or acting beyond their restrictions. Multiple surveillance dates can be helpful in establishing patterns of behavior or inconsistencies.

    Learn More

    Desk Investigations

    Our Desk Investigators are tasked with finding any and all information on a subject or business through cross referencing data from multiple databases, online searches, and various OSINT sources. We then retain all relevant information to the claim and provide it to you in a comprehensive, court-ready report.

    Learn More

    SIU Services

    Our Special Investigations Unit (SIU) provides investigative support for property and casualty claims through scene investigations, recorded statements, and secure record collection. We partner with carriers and TPAs to gather objective evidence that is both defensible and professionally documented. Each investigation is managed to ensure a rapid turnaround and a court-ready report that supports informed claim decisions and withstands litigation scrutiny.

    Learn More
    Becker & Company Logo
    PO Box 444
    Carnegie, PA 15106
    1-888-279-1500
    • Home
    • Work With Us
    • About Us
    • Find an Investigator
    • Career Center
    • Certifications
    • Education & Training
    • Contact

    Work with Becker

    Answer a few questions to get started:
    Continue
    Continue
    Continue
    Continue
    Submit
    Success!

    We will contact you shortly.

    © 2026 Becker & Company All Rights Reserved.
    Accessibility
    Employee Dashboard